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Lake Bernadette - This beautifully maintained 3-bedroom, 2-bathroom, 2-car garage home in the sought-after Englewood neighborhood is perfectly positioned on a peaceful conservation lot. Offering privacy, style, and comfort, the home welcomes you with soaring ceilings and an abundance of natural light, creating a bright, open atmosphere. The layout is thoughtfully designed for both functionality and ease of living. From the moment you enter, you're greeted by a spacious community space featuring a living room, a dining room, and a comfortable family room, giving you multiple areas to relax, host, or unwind. Perfect for entertaining. Luxury vinyl flooring flows throughout the main living areas, while durable tile in the kitchen and family room blends beauty with practicality. The kitchen is a standout with rich wood cabinetry, granite countertops, and a custom tiled backsplash. Equipped with stainless and black appliances, a closet pantry, and offers both a breakfast bar and a cozy eat-in area it's ideal for casual meals or socializing with guests. The primary suite is privately tucked away and features high ceilings, neutral colors, and a large window overlooking the tranquil backyard and conservation area. It includes a spacious walk-in closet and a luxurious en suite bath complete with a dual-sink vanity, a walk-in shower, and a soaking tub, perfect for unwinding after a long day. Bedroom 2 is oversized with dual closets and a large window for natural light. Bedroom 3 is also spacious with a large closet. The hall bath features a shower/tub combo and is conveniently located for guest or family use. As you exit the family room through the sliding doors, you'll find the true highlight—the covered and screened outdoor living space. This peaceful retreat invites you to enjoy morning coffee, weekend barbecues, or quiet evenings while taking in the view of your fully fenced backyard and the lush conservation area beyond. The fenced yard is perfect for fun times with family or friends. Plenty of room to add a pool and create your personal oasis - live the Florida lifestyle. NEW ROOF 3/2025 - with transferrable warranty. Living in Lake Bernadette means enjoying a community full of amenities designed to enrich your lifestyle. The HOA fee includes access to two sparkling swimming pools, multiple playgrounds, a recreation center with a gym, various sports courts, and even a semi-private golf course just minutes from your front door. Close to shopping, restaurants, and entertainment. Come take a look. . . You'll like what you see!
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Our Executive Mortgage Banker:
Our Insurance Division:
$349,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,920 | $279,920 | $279,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.066% |
Monthly Tax Payment | $329 | $329 | $329 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,746 | $1,839 | $2,324 |
Total Monthly Payment | $2,150 | $2,243 | $2,728 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.