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One Level Home for Sale in Spartanburg SC – No HOA, Large Lot, and RV Hookup! If you’ve been searching for a one-story home in Spartanburg SC with a large lot and no HOA, your opportunity has arrived! This charming 3 bedroom, 2 bathroom ranch-style home offers the perfect blend of privacy, convenience, and low-maintenance living—all on a spacious fenced-in lot with no homeowners association restrictions. Step inside to find a large living room with a cozy fireplace, newer flooring throughout, and a spacious eat-in kitchen ideal for gatherings. The enclosed and finished garage expands your living area, providing flexibility for a rec room, home office, or playroom. Outdoors, this property truly shines. With two separate fenced-in areas, an outbuilding, a carport, and even a 50 AMP RV hookup, this home is ready for your lifestyle. It’s also generator-ready—everything except the HVAC is protected, giving you added peace of mind during power outages. Located just minutes from downtown Spartanburg, this home delivers both privacy and convenience with easy access to shopping, dining, and local parks. Key Features: One level home on a large lot, No HOA – bring your RV, boats, or chickens, 3 bedrooms, 2 bathrooms, Enclosed garage for extra living space, Newer floors throughout, 50 AMP RV hookup + generator-ready setup, Fenced yard with two separate sections, Carport & outbuilding included, Close to downtown Spartanburg SC. Don’t miss your chance to own one of the few no HOA homes for sale in Spartanburg SC with a large lot and single-level living. Schedule your private showing today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $207,920 | $207,920 | $207,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $193 | $193 | $193 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,314 | $1,366 | $1,741 |
Total Monthly Payment | $1,582 | $1,634 | $2,009 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.