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51 SPRUCE LANE, Debary, FL, 32713 | $357,000
Charming Lakefront Ranch-Style Home | 2 Bed, 2 Bath | No HOA + Paid-Off Solar Panels! Welcome to this beautifully remodeled lakefront home offering serene views and a spacious fenced backyard—all with no HOA and owned solar panels for energy efficiency! Upgrades in 2021 include: Roof, Soffit, HVAC, Ductwork, Pex Plumbing Pipes, Isonean Spray Insulation and Water Heater! Home was completely remodeled in 2023 with open floor plan, new wood plank tile throughout, new kitchen cabinets, quartz counter tops, appliances, new master bath, guest bath renovation, hardware on all doors, interior painted and new baseboards. Split bedroom layout. The primary suite is spacious with large primary bathroom with quartz counter tops, dual sinks, illuminated mirrors and standalone shower. Living and dining room combo that open to the kitchen. Inside laundry room just off the kitchen with double doors that lead to an enclosed rear lanai. The lanai has a panoramic lake view and HVAC split system. Backyard is fenced and private. Septic was pumped in 2023. Well was installed in 2013 and includes a water filtration system. Location is ideal being just minutes from the St. Johns River, boat ramps, and a wealth of outdoor activities. With easy access to Lake Mary, Sanford, Orlando, and East Coast Beaches, this location provides the perfect balance of tranquility and convenience. The home is also close to the Debary SunRail Station, Gemini Springs State Park, River City Nature Park, Central Florida Zoo & Botanical Gardens, Alexander Island Park, and The Junction.
Features
- Rooms: 9
- Bedrooms: 2
- Baths: 2 full
- Lot Size: 110 x 153
- Laundry: Inside, Laundry Room
- Year Built: 1953
- Garage: 1-car Garage Door Opener
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,322
- Acreage: 0.39
- Lot Size: 110 x 153
- Est. Taxes: $3,664
- Lot Desc: In County
- View: Water
- Elem. School: Debary Elem
- Middle School: River Springs Middle School
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Gas Water Heater, Microwave, Range, Refrigerator, Water Filtration System
- MLS#: O6302261
- Days on Market: 5 days
- Website: https://www.raveis.com
/prop/O6302261/51sprucelane_debary_fl?source=qrflyer
Listing courtesy of THE REAL ESTATE COLLECTION LLC Phone: 407-656-7814
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
51 SPRUCE LANE, Debary, FL, 32713
$357,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $285,600 | $285,600 | $285,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.944% | 7.025% | 6.046% |
| Monthly Tax Payment | $305 | $305 | $305 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,758 | $1,876 | $2,372 |
| Total Monthly Payment | $2,138 | $2,256 | $2,752 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388