140 BRENT CIRCLE, Oldsmar, FL, 34677 | $640,000

Wake up every day to sweeping, unobstructed views of Old Tampa Bay on every floor in this stunning waterfront townhome, perfectly positioned in a quiet, gated community in the heart of Oldsmar. Complete with a deeded boat slip and 10, 000 lb lift, this home was designed for anyone who loves being on the water. Whether you’re heading out for a sunset cruise or enjoying coffee on the deck with the bay as your backdrop, this is the kind of everyday luxury that feels like a vacation. Inside, no detail was overlooked over the years with the updates you’ll find throughout this 3 bedroom, 3 bathroom townhome of nearly 1, 800 square feet of beautifully finished living space. Hardwood floors stretch across the main level at a stylish 45-degree angle, and custom crown molding, tall baseboards, and high ceilings add warmth and elegance throughout. No expense was spared in this remodeled kitchen featuring custom bamboo cabinetry with lighting, granite counters and backsplash, stainless appliances—an inviting space to cook, gather, and entertain. Every window and door has been upgraded to hurricane-rated PGT, and four skylights on the top floor fill the home with natural light. The owner’s suite feels like its own private retreat with a wood-burning fireplace, two walk-in closets, and an updated ensuite bathroom complete with dual sinks, a soaking tub and separate shower. Both guest bathrooms have been tastefully updated as well with vessel sinks—one with a large glass-enclosed shower and the other with a tub/shower combo. Practical upgrades include a TruTankless water heater, newer A/C unit with service plan, and inside laundry on the top floor. The 3-car tandem garage is both spacious and functional, featuring a mini split A/C unit, vinyl flooring, two 800 lb. ceiling-mounted storage shelves, and wall cabinetry for added convenience. Outdoor living is where this home truly shines. Both waterview decks are made of IPE Brazilian hardwood—known for its beauty and durability—and the main floor deck includes custom sun blinds for comfort. The ground-level patio is finished with slate Italian tile pavers and is grill-friendly, perfect for summer cookouts by the water. This home includes a deeded boat slip with a beige canopy installed in March 2025, a closed system boat lift with motors rated for up to 10, 000 lbs, and space for a 20'–24' boat, with dock maintenance included with low annual fees. Beyond your front door, the community offers a gated pool area, tennis courts, and a kayak/canoe launch, while nearby parks provide even more to enjoy—walking trails, playgrounds, a dog park, picnic spots, and a fishing pier. Convenient access to Tampa International Airport, downtown Tampa, St Petersburg, and gorgeous Gulf beaches. This isn’t just a townhome—it’s your front-row seat to the best of waterfront living.

Features

  • Amenities: Gated, Maintenance, Park, Playground, Pool, Tennis Court(s)
  • Rooms: 5
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Inside
  • Year Built: 2002
  • Garage: 1-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,791
  • Acreage: 0.03
  • Est. Taxes: $3,527
  • HOA Fee: $412 Monthly
  • Pet Policy: Number Limit, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Tankless Water Heater, Washer, Water Softener
  • MLS#: TB8376414
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/TB8376414/140brentcircle_oldsmar_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/26/2025 10:17:08 PM)
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL   Phone: 727-493-1555

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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140 BRENT CIRCLE, Oldsmar, FL, 34677

$640,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $512,000 $512,000 $512,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.025% 6.132%
Monthly Tax Payment $294 $294 $294
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,236 $3,363 $4,286
Total Monthly Payment $3,622 $3,749 $4,672

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.