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Welcome to this stunning, move-in-ready Colonial home, perfectly positioned mid-block on a truly picturesque street. Built just 19 years ago, this exceptional four-bedroom, 2. 5-bathroom residence offers 2, 742 square feet of beautifully designed living space trimmed out from the crown moldings to the paneling, plus a fantastic bonus: a fully finished basement with a dedicated home office. Step inside and be greeted by a dramatic two-story entrance foyer, leading to an open-concept layout bathed in natural light. The heart of the home is a spectacular, updated "Chef's Delight" eat-in kitchen, boasting expansive quartz countertops, a large center island with a breakfast bar, a professional-grade Wolf gas range, and sleek stainless steel appliances, including a beverage fridge. The adjacent spacious dining area sets the stage for memorable gatherings with family and friends. Flow seamlessly into the inviting living room, anchored by a cozy wood-burning fireplace and offering direct access to the banquet-sized dining room – ideal for hosting elegant dinners. Escape to the generously proportioned primary bedroom, a true retreat with soaring cathedral ceilings, a private ensuite featuring a skylight, a relaxing jacuzzi tub, a separate walk-in shower, and an enormous walk-in closet. Three additional well-sized bedrooms provide ample comfort for family or guests. The fully finished basement expands your living options, offering endless possibilities, including a quiet home office or even a fifth bedroom, along with abundant storage space. Outside, this home is an entertainer's dream! Discover a beautifully landscaped property featuring an eight-person hot tub and an expansive brick paver patio, complete with a charming sitting wall and a fully equipped outdoor kitchen. The built-in barbeque, connected to natural gas, makes al fresco dining and summer parties a breeze! Enjoy modern conveniences such as central air conditioning, central vacuum, and in-ground sprinklers. Appreciate the charming covered front porch, premium Andersen windows, and robust 200 amp electrical service with a separate generator switch for added peace of mind. Located in the highly desirable Smithtown School District and just minutes from the Smithtown Landing Country & Golf Club with its pool, as well as town parks, beaches, highways, the LIRR, shopping, and restaurants, this home offers the perfect blend of luxury and convenience. Don't let this incredible opportunity slip away – envision your dream life starting here!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,050,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $840,000 | $840,000 | $840,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.614% | 6.727% | 6.309% |
Monthly Tax Payment | $1,667 | $1,667 | $1,667 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $4,769 | $5,379 | $7,145 |
Total Monthly Payment | $6,561 | $7,171 | $8,937 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.