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Top-Floor 2 Bedroom | 1 Bath with Sweeping City Views Step into this newly renovated top-floor unit and be immediately impressed by its spacious layout and modern finishes. The expansive living and dining area is perfect for both casual gatherings and elegant entertaining. The windowed eat-in kitchen boasts stainless steel appliances, including Dishwasher, sleek cabinetry, and stone countertops—everything you need to prepare meals in style. The thoughtful design offers excellent separation between the living and sleeping areas. The large primary bedroom easily fits a king-size bed and includes ample space for a work or lounge area. The second bedroom is equally spacious and versatile. Both bedrooms feature two closets each, while the apartment is equipped with a total of 8 closets, providing abundant storage throughout. New floors and stylish light fixtures add a touch of warmth, while double-pane windows ensure quiet and energy efficiency. Enjoy sweeping city views and the tranquility of living on a top floor. Morningside Gardens is a pet-friendly, smoke-free cooperative close to well-known institutions including Columbia University, Barnard College, Teachers College, Manhattan School of Music, Riverside Church, the Jewish Theological Seminary, and Union Theological Seminary. The more than nine acre complex offers a beautifully landscaped campus (currently undergoing restoration), and has Broadway as its border to the west and Amsterdam Avenue as its border on the east. The complex offers 24-hour security, modern laundry rooms, playrooms, fitness center, game rooms, event space and on-site daycare/early childhood education center affiliated with Columbia University. Easy access to public transportation, including the 1, A, C, B, D trains and bus lines.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$725,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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Loan Amount | $580,000 | $580,000 | $580,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.906% | 7.025% | 6.026% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,524 | $3,810 | $4,816 |
Total Monthly Payment | $3,616 | $3,902 | $4,908 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.