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Take a step back in time with this charming 1930s home, featuring 3 bedrooms and 2 bathrooms with the owner’s suite on the main floor in a picturesque sidewalk-lined neighborhood shaded by mature trees. Ideally located near parks, schools, and shopping in Spartanburg, this home blends vintage character with modern updates. Spend your afternoons relaxing on the classic rocking chair front porch, and your evenings in the private, newly fenced in backyard. Inside, the home is equipped with a generous living room with a cozy gas fireplace and a large dining room perfect for hosting family and friends. The vintage-inspired kitchen features tall white cabinetry, a smooth cook top, new dishwasher and an oversized butcher block island—ideal for casual meals or meal prep. All the bedrooms provide ample space, including two upstairs rooms that can easily accommodate two queen beds each. The downstairs bathroom has been completely renovated with a tiled shower, glass door, new vanity, and updated flooring. Upstairs, you'll find the original black-and-white tile paired with a new vanity, preserving the home's historic charm. A versatile landing area upstairs is perfect for a home office, reading nook, or play space. The back sunroom offers even more flexibility—great as a den, office, playroom, or creative studio. A detached one-car garage adds convenience and extra storage. Make this home your own and schedule a showing today! Please see full list of repairs/updates in documents.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $247,920 | $247,920 | $247,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $200 | $200 | $200 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,567 | $1,629 | $2,075 |
Total Monthly Payment | $1,842 | $1,904 | $2,350 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.