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20123 BAY CEDAR AVENUE, Tampa, FL, 33647 | $515,000
One or more photo(s) has been virtually staged. Welcome to 20123 Bay Cedar Avenue, located in the highly desirable master-planned community of Live Oak Preserve. From the moment you arrive, you’ll notice the fresh exterior paint, brand-new landscaping, and newly installed roof (2025), all of which create a welcoming and updated first impression.
Step inside to a bright and inviting interior, featuring new interior paint throughout that gives the home a clean, refreshed look. The well-designed two-story floor plan offers all bedrooms upstairs, creating a clear separation between living and private spaces. The primary bedroom and hallway showcase newly installed laminate wood flooring, while the remaining bedrooms also feature attractive laminate flooring for a consistent and stylish finish.
One of the standout features of this home is the large backyard that backs to a wooded conservation area, offering both privacy and peaceful views. Two of the upstairs bedrooms open directly onto a spacious balcony that overlooks the backyard and lush conservation—an ideal spot for relaxing or enjoying nature.
The kitchen has been updated with freshly painted cabinets and is positioned perfectly for everyday living and entertaining. Additional recent upgrades include a new air conditioning system installed in 2024, a new water heater also in 2024, new tile flooring in the guest bathroom, a new dishwasher in 2022, and a new washer added in 2020.
With more than fifty-six thousand dollars in improvements, this home combines comfort, style, and peace of mind. As a resident of Live Oak Preserve, you’ll also enjoy access to the impressive community center, which features a resort-style swimming pool, splash zone, fully equipped fitness center, tennis and basketball courts, playground, and a beautifully designed clubhouse. It’s the perfect extension of your living space and an ideal place to relax, stay active, and connect with neighbors.
Located within a gated community with top-rated schools and easy access to shopping, dining, and major highways, this home is truly move-in ready.
Don’t miss your chance to own this beautifully updated home with scenic conservation views and access to one of New Tampa’s most popular amenity centers. Welcome Home!
Features
- Amenities: Clubhouse, Fence Restrictions, Fitness Center, Park, Playground, Pool, Recreation Facilities, Tennis Court(s)
- Rooms: 9
- Bedrooms: 5
- Baths: 2 full / 1 half
- Lot Size: 45 x 125
- Laundry: Electric Dryer Hookup, Inside, Laundry Room
- Style: Contemporary
- Year Built: 2006
- Garage: 2-car Driveway, Garage Door Opener
- Heating: Electric
- Cooling: Central Air
- Approx Sq. Feet: 2,839
- Acreage: 0.13
- Lot Size: 45 x 125
- Est. Taxes: $7,637
- HOA Fee: $499 Annually
- Lot Desc: Conservation Area, City Lot, Landscaped, Sidewalk
- View: Trees/Woods
- Elem. School: Turner Elem-HB
- Middle School: Benito-HB
- High School: Wharton-HB
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Dryer, Range, Refrigerator, Washer
- MLS#: TB8374766
- Days on Market: 4 days
- Website: https://www.raveis.com
/prop/TB8374766/20123baycedaravenue_tampa_fl?source=qrflyer
Listing courtesy of FLORIDA EXECUTIVE REALTY Phone: 813-972-3430
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
20123 BAY CEDAR AVENUE, Tampa, FL, 33647
$515,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $412,000 | $412,000 | $412,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.944% | 7.025% | 6.046% |
| Monthly Tax Payment | $636 | $636 | $636 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,537 | $2,707 | $3,421 |
| Total Monthly Payment | $3,265 | $3,435 | $4,149 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388