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Welcome Home to 18 Secluded Court in North Cumberland! Located behind Cumberland High School on a U-shaped street, this 4 bed, 2. 5 bath one-owner home has been lovingly cared for over the years and offers a tremendous value-add opportunity for a buyer looking to truly customize their home and build immediate equity! Situated on almost a 1 acre lot, there is plenty of room for entertaining in your yard or to create great play or outdoor living areas. The front porch allows you to enjoy a nice morning or evening outdoors. The first floor features a huge front to back living room on the right side of the house. On the left of the house features your kitchen, a dining area, a half bath and in the back another sitting area with a fireplace and views of the backyard. Upstairs features the Primary bedroom with en-suite bathroom and walk in closet! Additionally there are 3 more great size bedrooms and a full bathroom with a double vanity! There are plenty of parking spaces in addition to a large two car garage. The basement is a blank canvas to finish for more rec space! This is truly a one of a kind home and property with so much potential in a highly coveted neighborhood! See you this weekend!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $400,000 | $400,000 | $400,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $502 | $502 | $502 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,528 | $2,628 | $3,348 |
Total Monthly Payment | $3,122 | $3,222 | $3,942 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.