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Discover the perfect blend of charm, function, and location in this beautifully renovated North Kingstown home with a full in-law suite! Ideally situated just minutes from shopping plazas and amazing highway access, this home offers convenience and comfort in one package. The main living area boasts engineered hardwood floors, a gorgeous new kitchen with stainless steel appliances, and tastefully updated bathrooms with thoughtful details throughout. The spacious primary bedroom features a walk-out porch overlooking the picturesque 3/4-acre lot perfect for peaceful mornings or evening unwinding. The lower-level in-law suite offers a private and cozy retreat, complete with new vinyl flooring, a comfortable layout, and its own separate entrance ideal for extended family, or guest. Step outside to enjoy a beautifully landscaped backyard oasis, perfect for spring and summer gatherings, with ample room to relax, entertain, and even curate your own garden in the dedicated space. This home truly has it all modern updates, a prime location, and versatile living options that suit a variety of lifestyles! You don't want to miss this one!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $511,920 | $511,920 | $511,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $456 | $456 | $456 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,236 | $3,363 | $4,285 |
Total Monthly Payment | $3,784 | $3,911 | $4,833 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.