85489 SAGAPONACK Drive, Fernandina Beach, FL, 32034 | $649,099

Beautiful Pool Home with Water Views in The North Hampton Golf Community!
Don't miss your chance to own this beautifully maintained private pool home with tranquil water views, nestled in the prestigious North Hampton community—home to the award-winning Arnold Palmer-designed championship 18-hole golf course (with no mandatory membership for homeowners!).
This stunning home boasts numerous upgrades, including:
Updated lighting and ceiling fans throughout
Custom curtains for a designer touch
Renovated bathrooms with refinished cabinets, shower and tub, modern fixtures, and new Quartz countertops by Granite Transformations
A gourmet kitchen with new Granite Transformation quartz countertops, sink, and fixtures
Heavy-duty Shark Coating on the driveway and walkway
Professional landscaping in both front and back yards
Step outside to your own private oasis with a fenced-in yard, a sparkling in-ground pool—and screened in lanai—perfect for relaxing or entertaining. Prime Location: Conveniently located near shopping, dining, movie theaters, and a short drive to Amelia Island's beaches and the charming Historic Fernandina Beach with its unique shops, restaurants, and live music venues. Easy access to King's Bay & Mayport Naval Stations and Jacksonville International Airport. Community Amenities Include: High-speed internet and cable (included in HOA) Jr. Olympic-sized pool at the clubhouse Basketball, pickleball & tennis courts Soccer field The Outpost is walking distance - ideal for kayaking & fishing adventures RV & boat storage (check with HOA for availability) This home truly offers the best of Florida livingcomfort, convenience, and lifestyle all wrapped in one perfect package.

Features

  • Amenities: Basketball Court, Cable TV, Clubhouse, Management - Full Time, Pickleball, Playground, RV/Boat Storage, Tennis Court(s)
  • Rooms: 10
  • Bedrooms: 4
  • Baths: 2 full
  • Lot Size: 85x200x45x210
  • Laundry: Electric Dryer Hookup
  • Year Built: 2006
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air, Electric
  • Approx Sq. Feet: 2,298
  • Acreage: 0.31
  • Lot Size: 85x200x45x210
  • Est. Taxes: $8,037
  • HOA Fee: $1,160 Semi-Annually
  • View: Pond
  • Water Front: Yes
  • Elem. School: Yulee
  • Middle School: Yulee
  • High School: Yulee
  • Appliances: Dishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer/Dryer Stacked, Water Softener Owned
  • MLS#: 2083677
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/2083677/85489sagaponackdrive_fernandinabeach_fl?source=qrflyer
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888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

85489 SAGAPONACK Drive, Fernandina Beach, FL, 32034

$649,099

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $519,279 $519,279 $519,279
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.025% 6.132%
Monthly Tax Payment $670 $670 $670
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,282 $3,411 $4,347
Total Monthly Payment $4,044 $4,173 $5,109

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.