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38327 PALM GROVE DRIVE, Zephyrhills, FL, 33542 | $175,000
Welcome to a unique investment or multi-generational living opportunity in the heart of Zephyrhills! Located at 38327 Palm Grove Drive, this property includes two separate living units across two lots totaling approximately 7, 000 sq ft, offering excellent flexibility and future potential.
The main home, a solid and open 1-bedroom, 1-bathroom. The home has its own power meter, well and pump, gas hookup, and septic system, New roof installed in Feb of 2019 . Though it needs cosmetic updates, the structure is strong, and the layout provides great bones for your personalized improvements. A detached brick construction, spans 1, 110 sq ft and includes a single-car garage with laundry hookups and an additional half bath.
The second dwelling is a 400 sq ft single-wide mobile home, also a 1-bedroom, 1-bathroom unit, with its own utilities, including a separate septic system, power meter, well, gas hookup, and pump. This setup creates a great opportunity for rental income, guest accommodations, or extended family use, all while maintaining privacy and independence.
Whether you're looking to renovate and resell, live in one unit and rent the other, or create a small family compound, this property offers a rare combination of utility autonomy, dual-living possibilities, and no HOA restrictions in a peaceful Zephyrhills neighborhood.
Don't miss your chance to turn this into your dream setup or next income-producing asset—opportunities like this are few and far between!
Features
- Rooms: 6
- Bedrooms: 2
- Baths: 2 full
- Laundry: In Garage
- Year Built: 1965
- Garage: 1-car
- Heating: Electric
- Cooling: Central Air, Wall/Window Unit(s)
- Approx Sq. Feet: 1,510
- Acreage: 0.16
- Est. Taxes: $2,219
- Lot Desc: Oversized Lot
- Appliances: Cooktop, Dishwasher, Dryer, Freezer, Gas Water Heater, Microwave, Refrigerator
- MLS#: TB8378395
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/TB8378395/38327palmgrovedrive_zephyrhills_fl?source=qrflyer
Listing courtesy of LPT REALTY, LLC Phone: 877-366-2213
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
38327 PALM GROVE DRIVE, Zephyrhills, FL, 33542
$175,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $140,000 | $140,000 | $140,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
| Monthly Tax Payment | $185 | $185 | $185 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $885 | $920 | $1,172 |
| Total Monthly Payment | $1,145 | $1,180 | $1,432 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388