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Double Lot. Updated Home with Guest House. High & Dry. No storm damage. Rare opportunity to own a beautifully updated home with a detached guest suite, on a highly sought after full Disston double lot, in one of the highest elevations in St Pete. Known for the safety of its high elevation, Disston Heights has quickly surpassed many surrounding neighborhoods because of its easy access to both Downtown St Pete and the Beaches all while being situated outside of the flood zones where flood insurance is not required. As you arrive, the inviting curb appeal instantly draws you in, setting the stage for what’s inside. This residence oozes charm and character. Step inside this newly updated all block home and you'll be greeted by an abundance of new features that will take your breath away, from the modern color palette and exquisite finishes that create a welcoming atmosphere throughout. The inviting ambiance with natural light flowing throughout the living space features beautiful heart of pine flooring, which opens to a desirable split floorplan maximizing comfort and functionality. From the maintenance free living you'll enjoy with a New Roof (2025), updated kitchen, and fresh paint, no expense has been spared in transforming this three (3) bedroom, two (2) bathroom residence into a stunning modern abode. Updated fixtures and finishes provide convenience and style. Move-in ready with meticulous care evident in every detail. The primary owners retreat features new windows, high ceilings, his and hers closets, and a spa tub shower. Enjoy the convenience of an interior laundry / utility room. Make your way off the dining room or kitchen and onto the oversized deck to enjoy the vibe of the trees rustling in the breeze as you relax under the pergola, float in the above ground pool, or unwind around the fire pit. There is even an outdoor shower to clean up after a day spent outside enjoying that sought after Florida lifestyle. The enormous fully fenced in and private back yard is perfect for a future in-ground pool, summer bbq’s, winter fire pits and gatherings with friends and family. Perhaps the crown jewel of the back yard is the newly updated and detached guest suite. The guest suite is fully air conditioned with a half bath, perfect for visiting family and friends or even a private office retreat to get some work done. This home truly captures that year-round outdoor living in sunny Florida at it’s best. There’s also plenty of parking for an RV or boat. Situated on a quiet street, the location of this home is truly unbeatable, being centrally located just minutes away from all that St Petersburg has to offer. Whether you're looking to catch some rays at the beach or spend the day shopping and eating in downtown St Pete, you’re only a 10-15 minute drive to both. This home is perfectly situated to allow you to do it all. This residence has it all, and with no HOA, CDD fees, and no flood insurance it's an opportunity not to be missed. So don't wait, schedule your private showing today and experience the perfect combination of Florida living and an unbeatable location.
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Our Executive Mortgage Banker:
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$595,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $476,000 | $476,000 | $476,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.944% | 7.025% | 6.046% |
Monthly Tax Payment | $245 | $245 | $245 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,931 | $3,127 | $3,953 |
Total Monthly Payment | $3,268 | $3,464 | $4,290 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.