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High End Builder Presents His Newest Masterpiece! Check Out This Stunning 4 Bedroom, 3 Bath Hampton Style Colonial Home on Quiet Cul-de Sac in the Hamlet of Saint James. This Home Was Carefully Designed With The Most Discerning Buyer In Mind. The Open Floorplan Is Well Suited For the Avid Entertainer As Well As For Everyday Comfortable Living. This Beauty Is Situated On A Flat Half Acre Property And Embodies Luxury! No Expense Was Spared. You Will Immediately Recognize the Fine Detail as You Enter the Gracious Double Entry Hall with Chandelier on Electric Lift. The Whole First Floor Has Nine Foot Coffered Ceilings, While Wide Plank White Oak Flooring, Andersen Casement Windows, and High Hats are Found on First and Second Floors. . The Formal Dining Room Has Oversized Windows and Flows Naturally Into the Living Room and Eat -In-Kitchen. A Chef Inspired Kitchen Has White Cabinetry Complimented By Grey Accent Cabinetry on Gathering Island, Stainless Steel Bosch Appliances, and Quartz Countertops. The Kitchen Opens Into The Great Room; an Inviting Space with Venetian Plaster Fireplace Wall with Electric Fireplace and Nine Foot Slider to Rear Covered Porch. In Addition, the First Floor Offers a Private Home Office, Full Bath. Laundry Room with LG Washer and Dryer and Access to Oversized 2 Car Garage. As You Ascend the White Oak Staircase with Metal Railing to the Second Floor You Will Find a Generous Primary Suite with Dual Walk in Closets with Closet Systems, Luxurious Bath- Soaker Tub, Custom Glass Enclosed Shower, Double Sink Wall Hung Vanity , Private Water Closet with Smart Toilet, and LED Lighted Dressing Area. Three Additional Bedrooms Serviced by the Hall Bath Provide Versatility for Family or Guests. The Lower Level Basement Has Nine Foot Ceilings, Outside Entrance, Egress Window, and Navien Gas Boiler. A Superior Construction it Offers 2 by 6 Exterior Framing, 7and Half Inch Board and Batten Hardie Board Siding, 6 Inch Wide Azek Window Trim, Blown in Insulation in Whole House, Five Foot Wide Belgium Block Apron Leading to Belgium Block Lined Asphalt Driveway. The Front Walk Way Is Paver Walkway to Front Steps and Portico with Pavers. Also 2 Zone 16 Seer Lennox Brand HVAC ( 4 Ton Each). The Property is Flat and Useable and the Very Private Rear Yard Is Ideal for Small Gatherings or Gracious Entertaining. There is Plenty Of Room For a Pool If So Desired. Nearby is the Shopping District of Saint James, Hiking Trails, Local Beaches, Nissequogue River, Fine Dining, and Stony Brook University and Medical Center. Smithtown Schools
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,279,200 | $1,279,200 | $1,279,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.614% | 6.727% | 6.309% |
Monthly Tax Payment | $1,854 | $1,854 | $1,854 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $7,263 | $8,191 | $10,881 |
Total Monthly Payment | $9,242 | $10,170 | $12,860 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.