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Welcome to 65 Thadford Street, East Northport, NY— a large ranch set on a peaceful and spacious half-acre lot in one of East Northport’s most desirable neighborhoods. This home offers a wonderful opportunity for buyers looking for space, solid bones, and the chance to add personal touches over time. While the home is in older cosmetic condition, it has been well-maintained and is structurally sound, providing a strong foundation for future updates or renovations. Inside, you’ll find a freshly painted interior and new windows throughout, creating a bright, energy-efficient space. A brand-new front door adds curb appeal and security. The layout is practical and comfortable, ideal for everyday living with room to grow. Key mechanical updates include a roof replacement in 2015, a new hot water heater installed in 2020, and efficient gas heating, all adding to the home’s long-term value. Step outside to a spacious half-acre backyard, offering endless possibilities for entertaining, gardening, or expansion. The property is conveniently located near schools, shopping, dining, parks, and public transportation. With its generous lot, essential updates, and unbeatable location, 65 Thadford Street is a fantastic opportunity for buyers seeking a solid home with character and potential. Don’t miss your chance—schedule your private showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$725,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $580,000 | $580,000 | $580,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.066% |
Monthly Tax Payment | $1,430 | $1,430 | $1,430 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,618 | $3,810 | $4,816 |
Total Monthly Payment | $5,140 | $5,332 | $6,338 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.