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This delightful DeLand residence seamlessly blends historic charm with modern conveniences, offering a unique opportunity to own a piece of the city's rich heritage. Situated on a desirable corner lot near the heart of Historic downtown DeLand that offers wonderful boutiques, restaurants and fun activities and within mins to Stetson University, this solid block home exudes character and warmth. Inside, you'll find classic tongue-and-groove ceilings and abundant natural solid wood accents that enhance the home's vintage appeal. The living room features a cozy wood-burning fireplace, perfect for relaxing evenings. Built-in shelving in the dining room and other areas provide both functionality and a nod to the home's historic roots. The versatile family room offers flexibility and can easily serve as an additional bedroom or guest space. An updated guest bathroom with new shower stall adds modern comfort, while the inside utility room ensures convenience. The property also boasts a circular driveway, a carport with ample storage, and beautifully maintained gardens filled with vibrant flowers lovingly cultivated by the owner. Experience the perfect blend of history and modern living in this charming DeLand home, where every detail reflects care and character. Several updates to include Roof-2018, HVAC-compressor 2024, Hot Water Heater 2021, Oven-2024, Elec panel-2025, Updated plumbing and Elec. Great for a first time homebuyer or investor. Home within minutes to shopping, Medical facilities, restaurants, beaches and Orlando. Call today before this Home says "SOLD"
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $219,920 | $219,920 | $219,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $49 | $49 | $49 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,390 | $1,445 | $1,841 |
Total Monthly Payment | $1,514 | $1,569 | $1,965 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.