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Built in 2020, this one-story home may look like one of the historic homes that surrounds it, but it's got all the amenities that make life easy! A BONUS is the loft over the 2-car garage which is great for storage or can easily be built out for whatever you want. As you walk into the home, you'll immediately notice the beautiful hardwood floors and tall ceilings. The entry opens to a fabulous Gathering Room that is great for entertaining and whose focal point is the vaulted ceiling and well-appointed kitchen. It has everything you need including a generous pantry and substantial island that's great for prep work while chatting with friends. French doors lead outside to a screened porch that expands the length of the home and is perfect for al fresco dining. The Owner's Suite is tucked in the rear of the home with a large walk-in closet and a bathroom featuring double sinks and sizable shower. The other two-bedrooms and second bathroom are located down their own private hallway. The home is fully fenced with a lockable gate. The backyard even has an outside shower! Extra amenities include a hook up for a reverse osmosis filtration system, a hybrid energy efficient water heater, and Low E double pane windows. This home is the perfect opportunity to live in Jacksonville's most sought-after neighborhoods. Springfield is home to the popular music fest, Porchfest, boasts a growing commercial corridor, and a plethora of community events. This home is a perfect spot to call home without all the headaches of an older home.
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Our Executive Mortgage Banker:
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$539,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $431,200 | $431,200 | $431,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.944% | 7.025% | 6.046% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,655 | $2,833 | $3,581 |
Total Monthly Payment | $2,747 | $2,925 | $3,673 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.