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Click the video tour link to walk through virtually. Gorgeous single-level, ground floor condo within Placido Bayou, an exclusive gated community in St. Petersburg, FL. No flooding experienced at this residence from hurricanes. This unit has the benefit of limited upkeep and a maintenance-free lifestyle regardless if it will be your primary residence, second home or an investment property. This updated 2/2 home has a split floorplan & a private end unit with a screened patio providing an open and airy ambiance. Pride in ownership is evident with the major upgrades added to the home: New wood-plank ceramic tile throughout the entire residence, whole-house interior painting, new baseboards, removal of popcorn ceilings, new step-in shower in the primary bathroom, new toilets, walk-in closet shelving system, custom ceiling fans, modern and updated electrical receptacles, new refrigerator, dishwasher, new HVAC and hot water heater. Entering the residence’s private entrance with a personal entry large enough for outdoor patio furniture, you will feel like you are in a single-family home versus a condo. The kitchen features ample cabinets, a large pantry, plus extra storage by the front door. A laundry closet is also located in the kitchen housing a new stackable washer & dryer. The screened rear porch, just off the living room, provides a peaceful space to enjoy your morning coffee. Unique to this condo, a private sidewalk approach from the parking area leads to the screened patio (no stairs from this sidewalk). The oversized main bedroom can accommodate a king-sized bed in addition to large furniture and features an en-suite bathroom with new step-in shower and gorgeous double vanity sink. This guard-gated neighborhood has it all: No age restrictions, pet-friendly (up to two pets not to exceed 50 lbs. total), community pool & spa, the ability to bike downtown, fish in the community’s lakes or step outside to walk among natural foliage. If you are a tennis player, the Racquet Club of St. Petersburg is located directly outside of the neighborhood. If golf is more of your game, then Placido Bayou is minutes from the Vinoy Golf Club and the municipal course, Mangrove Bay. Placido Bayou is also minutes from downtown St. Pete’s dining, shopping and entertainment venues, I-275, sugar-sand beaches & two international airports.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$339,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $271,200 | $271,200 | $271,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $52 | $52 | $52 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,714 | $1,782 | $2,270 |
Total Monthly Payment | $1,841 | $1,909 | $2,397 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.