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*WOW! THE ONLY 5 bedroom POOL home in ALL of NORTH RIVER RANCH!* This is the PERFECT home for a growing family, work-at-home parents, or multi-gen living! Looking for resort-style living close to brand-new schools and amenities? Think food trucks, BINGO nights, golf-carting to class, egg hunts, Christmas parades, and more! And for only $11 in HOA/month! North River Ranch features a clubhouse with weekly activities, a fitness center, playground and pool AND access to the brand-new Camp Creek-- with watersides, a community center, trails, and more! This 2022 Pulte Trailside model is BETTER THAN NEW! BRAND-NEW 15 x 24 foot DuWet pool and cage completed in January 2025 includes heater AND chiller, six-person hot tub, multi-color fiber optic lighting, Omnilogic remote control, travertine edging, oversized deck and full cage. Inside, enjoy family time in the upgraded gourmet kitchen with 2023 Samsung Bespoke refrigerator with beverage station, built-in oven and range hood and microwave, and gathering room with premier luxury vinyl flooring and sliders leading out to the pool and fenced in yard for four-legged babies. An office or guest room off the main living area is perfect for a flex space, while the upstairs provides a primary suite with dual-sink bathroom, oversized shower, and large walk-in closet. Three additional bedrooms, loft, and laundry with Samsung front loading washer and dryer and built-in storage make it the best layout for large families! Want more? Owners upgraded the garage with high-end epoxy and added ceiling-hung additional storage shelving, refrigerator, AND an EV charger. This property will NOT last! Make it yours before the school year ends and swim in your new home by Memorial Day!
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Our Executive Mortgage Banker:
Our Insurance Division:
$619,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $495,920 | $495,920 | $495,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.050% | 6.152% |
Monthly Tax Payment | $615 | $615 | $615 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,135 | $3,258 | $4,151 |
Total Monthly Payment | $3,842 | $3,965 | $4,858 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.