2486 INDIAN TRAIL E, Palm Harbor, FL, 34683 | $639,000

Lots to love about this "WIDE OPEN & WONDERFUL" home in desirable Indian Trails! The features of this tastefully updated and meticulously-maintained home are sure to impress: a light & bright interior, vaulted ceilings, soft neutral colors, 5-inch baseboards and attractive tile flooring in all the right places. Pavers on the driveway and walkway (2022) along with updated landscaping add to this home's great curb appeal. Enter through double doors accented by plantation shutters that provide natural light. At the heart of the home is a large living room with a stacked stone fireplace and sliding doors that open to the expansive screened porch. Off the foyer is a dining room that is perfect for entertaining family & friends. The chef’s kitchen offers plenty of granite counter space, wood cabinets/soft-close drawers, breakfast bar, stainless steel appliances, LED lighting, and a convenient "pass through" to the living room. A breakfast nook overlooks the huge backyard, fenced for privacy with PLENTY OF ROOM FOR A POOL. The split plan design includes the primary suite on one side with a remodeled bath; granite top vanity and spa-like tiled shower. On the other side of the home are 2 spacious bedrooms (one currently used as an office) and an updated bath with access to the screened porch. The screened porch spans the entire back of the home and overlooks a beautiful, peaceful yard - a relaxing retreat for enjoying your morning coffee or your favorite book. UPDATES GALORE: (APPROXIMATELY $100K IN RECENT YEARS): new roof in 2018, AC replaced 2023, AC ductwork 2020, updated windows in bedrooms, bathrooms, door in bathroom #2 and new side garage door in 2022, new attic insulation 2019, hurricane shutters 2019, vinyl fencing, sod & palm trees 2019/2020, and water heater. All stainless appliances were replaced between 2019-2023. Known for its friendly, caring neighbors, Indian Trails enjoys top-rated Palm Harbor schools and is conveniently located near the Pinellas Trail, Gulf beaches, shopping & restaurants.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 87 x 138
  • Laundry: Inside, Laundry Room
  • Year Built: 1979
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,048
  • Acreage: 0.27
  • Lot Size: 87 x 138
  • Est. Taxes: $5,383
  • HOA Fee: $260 Annually
  • Lot Desc: Landscaped, Unincorporated
  • Elem. School: Sutherland Elementary-PN
  • Middle School: Palm Harbor Middle-PN
  • High School: Palm Harbor Univ High-PN
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8375492
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8375492/2486indiantraile_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/27/2025 1:01:02 AM)
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP   Phone: 727-799-2227

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NMLS Mortgage Loan Originator ID 16953

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2486 INDIAN TRAIL E, Palm Harbor, FL, 34683

$639,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $511,200 $511,200 $511,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.025% 6.132%
Monthly Tax Payment $449 $449 $449
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,231 $3,358 $4,279
Total Monthly Payment $3,772 $3,899 $4,820

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.