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Escape to this nature lover's paradise in the low-tax town of Croydon. Set on 1. 3 acres with the potential of stunning mountain views with some selective trimming, this cute little gambrel style home offers a peaceful retreat with unbeatable convenience-just minutes from I-89 for an easy commute. Step inside and enjoy the flow between the living room, dining room and Kitchen, along with a full bath. The Kitchen features a handy pantry and sliders that open to a large deck, perfect for sipping your morning coffee while gazing at the serene landscape. A brick hearth with woodstove hookup adds rustic charm and cozy potential for chilly evenings. Upstairs you'll find a comfortable primary bedroom, a second bedroom and a convenient half bath. The walkout basement offers great potential to be finished into additional living space, office, or rec room-whichever fits your needs. Whether you're looking for a year-round home or a weekend getaway, this property delivers comfort, views and value. Showings start at the Open House Sunday 4/27 10-1
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,200 | $279,200 | $279,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $228 | $228 | $228 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,765 | $1,834 | $2,337 |
Total Monthly Payment | $2,068 | $2,137 | $2,640 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.