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Welcome to the quiet, Maintenance-Free Gated Village of Sterling Manor in highly desirable Tampa Palms, a 3 bedroom, 2 1/2 bath home featuring a screened patio with pavers and heated spa overlooking a serene conservation area. This meticulously kept home is filled with upgrades including roof (2021), new driveway (2024), interior painted (2024), solar panels-paid off (2021), plantation shutters (2023), tankless gas water heater (2019), and comfort height toilets (2023). Some of the notable features are natural gas range and water heater, jacuzzi bathtub, two-sided wood burning fireplace, surround sound, stainless steel appliances, French doors to the patio in the Great room and den/office, hurricane windows, and cedar-lined bench in the dining room. Step inside the sunlit foyer with soaring ceiling and enhanced greeting. The soaring ceiling continues into the Great Room overlooking the nature filled conservation and large paved, screened patio seen through French Doors. A two-sided fireplace adds to the cozy environment along with the open floor plan to the kitchen. The wood cabinets, granite countertop, updated lighting, and stainless-steel appliances result in a dream kitchen for any chef. Family eating is enjoyed at the heightened eating bar. The formal dining room has built-in shelves, and cedar-lined storage below a bay window. The office/den/formal living room or hobby area also has French doors to the patio and shares the two-sided fireplace. Upstairs is the Master Bedroom with two built-in closets and en suite bath. Beautiful floor to ceiling tiled shower and jacuzzi bath with corning countertop and updated lighting provide a relaxing bathing time. Two additional bedrooms with bult-in closets and a full bath are upstairs away from downstairs activity. A laundry closet and cozy decor half-bath are on first floor. Hours will be spent on the brick-paved screened patio overlooking a wooded conservation area. The propane heated spa includes a cover. Areas for gardening and/or additional landscaping is available for the "gardener". The low HOA fee includes lawn care, landscaping, mulching, mailboxes, and gate and road maintenance. The Tampa Palms HOA includes 5 community parks, pool, tennis courts, skate park and playgrounds in addition to Tampa Palms Golf and Country Club. Within minutes of major thoroughfare, vibrant retail and dining, top medical facilities in addition to entertainment and cultural venues as well as nature preserves. This is a home that provides a bit of paradise with pride of ownership.
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Our Executive Mortgage Banker:
Our Insurance Division:
$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $334 | $334 | $334 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,275 | $2,365 | $3,014 |
Total Monthly Payment | $2,684 | $2,774 | $3,423 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.