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Welcome to this captivating Colonial home in New London. Step through the charming and functional foyer at the front entry, which offers a warm welcome and a practical space to greet guests and organize your essentials; it also sets the stage for a home filled with warmth and character. This 4-bedroom, 2-bath residence offers a 2-car detached garage with an additional half bathroom. Inside, the hardwood floors extend throughout the home, leading you to the heart of the house-a kitchen with an island for extra cooking space and informal dining. The quaint pass-through from the kitchen to the dining room simplifies meal service, while sliders open to a deck and fenced-in backyard, perfect for private outdoor enjoyment. The large living room invites relaxation with its cozy wood stove, and the sun-filled sunroom offers a flexible space for an office, playroom, or a peaceful retreat. The second floor is where you will find the primary bedroom suite, complete with a full bath and walk-in closet. Three additional bedrooms and a second full bath in the main hallway accommodate family and guests with ease. Located just past L&M Hospital and a stone's throw from Ocean Beach, this eco-conscious home's location is unbeatable for beach lovers, foodies, and commuters alike, boasting both solar panels and an electric car charger for modern, sustainable living. Experience the best of New London's beaches, restaurants, train station, and more. This property is eager to welcome you home. The sale of 153 Thames St. is contingent upon the Seller finding suitable housing; we are currently under contract on another property.
Type | Description | Dimensions | Level |
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Bedroom 1 | Ceiling Fan,Hardwood Floor | 12.9 x 13.4 | Upper |
Bedroom 2 | Hardwood Floor | 9.3 x 9.6 | Upper |
Bedroom 3 | Hardwood Floor | 6.1 x 9.3 | Upper |
Dining Room | Balcony/Deck,Sliders,Hardwood Floor | 11.3 x 13.4 | Main |
Full Bath | Stall Shower,Tile Floor | 6.4 x 9.3 | Upper |
Kitchen | Ceiling Fan,Granite Counters,Eating Space,Island,Laminate Floor | 11.8 x 13.4 | Main |
Living Room | Ceiling Fan,Wood Stove,Hardwood Floor | 13.4 x 23.4 | Main |
Primary BR Suite | Ceiling Fan,Full Bath,Tub w/Shower,Walk-In Closet,Hardwood Floor,Tile Floor | 13.1 x 10.3 | Upper |
Sun Room | Book Shelves,Tile Floor | 7.5 x 14.5 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $292,000 | $292,000 | $292,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.066% |
Monthly Tax Payment | $480 | $480 | $480 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,822 | $1,918 | $2,425 |
Total Monthly Payment | $2,377 | $2,473 | $2,980 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.