50 N Chippawalla Road, Wingdale, NY, 12594 | $650,000

Have you ever thought to yourself "Someday I'm going to have my own farm or a private retreat upstate. . . " Well, NOW is your opportunity to own your own PRIVATE 8 ACRE RETREAT in the highly desirable Mid-Hudson Valley! This complex has boundless possibilities including TWO living quarters: A Cape Cod Style Main Home featuring 2 large bedrooms, 2 baths, and a kitchen with so much natural light you'll have to prepare meals with your sunglasses on. The other is a cottage with 1 bedroom, 1. 5 baths, a home office/additional bedroom and woodwork that you have to see in person to believe. The grounds have so much to offer as well, including 2 barns, several other outbuildings, historical footprints of the old farmhouse and root cellar, and trails that take you down to a peaceful babbling brook where you can canoe, fish, or just lay by the water and let your troubles drift away. Meticulously maintained by the current owner to keep the home as efficient as possible, including Geothermal Heat/AC Pumps, Updated Appliances, and newer floors. If you're looking for Peace and Tranquility, this is it. If you're looking for an investment / Air BnB opportunity, this is it. If you're looking to have a homestead with farm animals, this is it. Located in bucolic Eastern Dutchess County, you are minutes from fine restaurants, shopping, schools, skiing, Music Venues, The Apalachin Trail, and Metro-North. Contact me TODAY for more information and to schedule your private tour.

Features

  • Rooms: 10
  • Bedrooms: 3
  • Baths: 3 full / 1 half
  • Laundry: Multiple Locations
  • Style: Cape Cod, Farmhouse
  • Year Built: 1930
  • Garage: 2-car
  • Heating: Geothermal
  • Cooling: Geothermal
  • Basement: Partial
  • Approx Sq. Feet: 3,292
  • Acreage: 7.2
  • Est. Taxes: $7,180
  • View: River, Trees/Woods, Water
  • Water Front: Yes
  • Elem. School: Dover Elementary School
  • Middle School: Dover Middle School
  • High School: Dover High School
  • School District: Dover
  • Appliances: Dishwasher, Dryer, Exhaust Fan, Gas Range, Oven, Refrigerator, Stainless Steel Appliance(s), Washer
  • MLS#: 851770
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/851770/50nchippawallaroad_wingdale_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of BHHS Hudson Valley Properties   Phone: 845-896-9000

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

50 N Chippawalla Road, Wingdale, NY, 12594

$650,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $520,000 $520,000 $520,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.995% 7.037% 6.066%
Monthly Tax Payment $598 $598 $598
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,244 $3,416 $4,318
Total Monthly Payment $3,934 $4,106 $5,008

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.