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USDA eligible. Escape to the scenic outskirts of Greer, where breathtaking mountain views lead you to this charming and versatile full brick ranch home on almost a half acre! Close to Lake Cunningham & Lake Robinson. Thoughtfully designed for both comfort and functionality, this home offers a flexible floor plan with endless possibilities and no HOA!!!! Main level features two spacious bedrooms and two full baths (could easily be converted back to 3 bedrooms on main floor, while the partially finished walk-out basement expands your living space with an additional bedroom, full bath, cozy den/living room, private office, and a wood-burning fireplace—ideal for guests, multi-generational living, or a recreational retreat. A stunning four-season sunroom/patio off the upstairs living area bathes the space in natural light, creating the perfect spot to relax and unwind. Recent updates include a newer roof (2019), a new HVAC (2019), new water heater (2024), and newer radon mitigation for peace of mind. Step outside to enjoy the spacious fenced-in backyard, complete with a fire pit and a large deck—perfect for hosting gatherings or simply enjoying a quiet evening under the stars. Rear entry one car garage in lower level basement. The home also offers a separate garage beneath the deck, providing additional storage or workspace. Nestled in a USDA-eligible area with NO HOA, this home offers the best of both worlds—seclusion and convenience. Just minutes from downtown Greer and a short drive to the waters of Lake Cunningham and Lake Robinson, this location is unbeatable. Between Greenville and Spartanburg, near shopping, numerous restaurants, colleges and hospitals. This location is great for everyone! Don’t miss the opportunity to make this home your own—schedule a showing today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $263,920 | $263,920 | $263,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $116 | $116 | $116 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,668 | $1,734 | $2,209 |
Total Monthly Payment | $1,859 | $1,925 | $2,400 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.