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Welcome to 33 Grove Ave #2 a beautifully updated first-floor condo located in the heart of downtown Westerly, with Wilcox Park at your doorstep. This thoughtfully renovated unit features an open floor plan anchored by a brick fireplace for aesthetics, custom molding, and charming built-ins that add warmth and character. The kitchen is a standout, outfitted with brand new stainless steel appliances, quartz countertops, and classic subway tile for a clean, modern look. The unit offers two comfortable bedrooms and a fully updated bathroom with double sinks, ceramic flooring, and a tiled tub/shower combination blending everyday functionality with timeless design. Flooded with natural light, the space pairs original, refinished hardwood floors with modern upgrades throughout. The unit has also been refreshed with new windows. A dedicated laundry area and additional, private storage can be found on the lower level. Ideally situated near shops, top-rated restaurants, the public library, and the Amtrak station, the location offers easy access to everything downtown Westerly has to offer. With Watch Hill and Westerly's beaches just 10 minutes away, you'll enjoy the best of coastal living with the convenience of a downtown lifestyle. Move-in ready and finished top to bottom this one's ready to call home!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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Loan Amount | $220,000 | $220,000 | $220,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.066% |
Monthly Tax Payment | $152 | $152 | $152 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,373 | $1,445 | $1,827 |
Total Monthly Payment | $1,600 | $1,672 | $2,054 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.