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Welcome to life on James island. A quintessential southern live oak in the front yard greets your arrival. There are exceptional views of the tree from all of the rooms in the front of the house. This beautifully renovated mid century rancher is in close proximity to everything. Situated on a quiet dead end street. Only 10 minutes to Folly Beach and historic downtown Charleston. As you enter, you'll find an inviting cozy living room with an open flow to the kitchen. The gourmet chefs kitchen design has a large deep sink with cutting board and drying rack inserts, potfiller, stainless steel range hood, large island with ample seating, cabinet doors and drawers with soft close, 40 inch tall wall cabinets for extra storage, finished with a 3 piece crown moulding and quartz countertops. All you have to do is pick your kitchen cabinet hardware. Bathrooms have been completely renovated, extra deep soaking tubs, tiled showers have gorgeous accent niches. New kitchen appliances 2023, New stackable washer and dryer 2023, New HVAC 2023, New gas tankless water heater 2023, attic spray foamed 2023 for energy efficiency, all new plumbing 2023, updated electrical with recess lighting throughout, all 5 ceiling fans have remotes, gutters 2024, frost free hose bibs, crawlspace has commercial grade vapor barrier and wrapped piers 2024, new roof 2016. Two optional family living spaces. Sun room with chevron patterned LVP flooring, fireplace, new large windows and sliding glass door with blinds inside, let you control the natural light that flows through the sunroom. The windows look out to a privacy fence and woods. Sun rooms exterior has new hardie plank siding 2023. Large patio off of the sunroom allows for additional outdoor relaxing space. Original hardwood floors have been refinished and stained a rich dark brown. Well manicured landscaping in the front yard. House sits on almost a 1/3 acre. Driveway has ample room for multiple parking options for cars, boats, trailers. No HOA. Large shed for additional storage.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Insurance Division:
$670,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $536,000 | $536,000 | $536,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.050% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,388 | $3,521 | $4,487 |
Total Monthly Payment | $3,480 | $3,613 | $4,579 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.