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Incredible opportunity for carefree one-story living with high-end finishes in The Cottages at Carolina Park 55+ community in an amazing location in north Mount Pleasant. 1521 Pogonia Street is 1478 square feet with 2 bedrooms and 2 full bathrooms boasting an open floor plan, 10' ceilings, attached 1-car garage, and plenty of storage. The charming front porch makes way to open concept living with a spacious living and dining area flooded with natural light. The open kitchen features a large center island with space for seating, gleaming countertops, a classic subway tile backsplash, ample Shaker-style cabinets, stainless steel appliances, gas cooktop with hood vent, and a separate pantry. Access from the attached 1-car garage is conveniently located off of the kitchen. Beyond the kitchenare two additional closets and a separate laundry room with added cabinet space. The spacious primary suite is full of light with French doors providing access to the backyard patio to enjoy your morning coffee. The primary suite has a tray ceiling with fan, two large walk-in closets, and beautiful ensuite bathroom with double sink vanity, frameless glass walk-in shower, and separate water closet. The second bedroom is nicely sized and features a full ensuite bath with tub-shower combo that is also accessible from the hallway for convenient use by guests. Included in the low monthly HOA fee is all lawn maintenance, freeing up your time to enjoy all that the surrounding area has to offer! The Cottages are in a premier location close to many shopping and dining options (some walkable via the community's scenic trails!), medical facilities, and recreational areas in the greater Carolina Park area. With beautiful spaces and finishes and an amazing location, 1521 Pogonia Street provides the perfect blend of upscale, convenient, and low-maintenance living in a modern and active community!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $492,000 | $492,000 | $492,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.066% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,069 | $3,232 | $4,086 |
Total Monthly Payment | $3,161 | $3,324 | $4,178 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.