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***Ask about the possibility of receiving 1% reduction in interest rate and free refi. *** Welcome home to this charming and conveniently located end-unit townhouse in the Lakes of Summerville! Offering both style and function, this home boasts wonderful curb appeal and backs up to a pond. Step inside to discover a spacious family room featuring a cozy fireplace and soaring vaulted ceiling--an inviting space perfect for gathering or relaxing. The functional kitchen is equipped with sleek black appliances, ample cabinetry, and an adjacent dining area, making it easy to entertain or enjoy everyday meals. Just off the kitchen, you'll find the sunroom--a bright and serene space ideal for morning coffee or quiet afternoons. The main-level primary bedroom is a peaceful retreat with its own ensuite bath with a step-in shower. A convenient powder room and laundry room add extra ease to your daily routine. Upstairs, you'll find two spacious bedrooms and a full bathroom, offering plenty of room for family, guests, or a home office. Enjoy the Lowcountry lifestyle with a fenced-in backyard, perfect for outdoor living. This home is equipped with modern conveniences including a tankless water heater, a water purification system, a dual-zone heating and air conditioning system, and a new roof installed in 2022. The community itself offers a great swimming pool. Located just 3. 7 miles from Historic Downtown Summerville, 5. 4 miles from I-26, and 6. 4 miles from Nexton Square, this home provides easy access to shopping, dining, and everything the area has to offer. Don't miss this opportunityschedule your showing today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $208,000 | $208,000 | $208,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.066% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,298 | $1,366 | $1,727 |
Total Monthly Payment | $1,373 | $1,441 | $1,802 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.