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This home is second to none in the Lindera Preserve subsection of Cane Bay! A gorgeous luxurious new pool is only made better by being positioned on one of the few premium pond lots with expansive views. In addition to the pool, the backyard has a grilling patio, covered screen porch, and sunbathing area. This is an entertainer's dream backyard and with the breezes pulling off the large pond you will feel refreshed air throughout the summer months. Inside you will find multiple functions for the home but the most unique offering is a kitchenette that was creatively added to the top floor living area which allows the third floor to act as an apartment style area with its own bathroom, living room, kitchenette, and large storage space. This unique and well laid out area is perfect fora parent or in-law live-in arrangement. Downstairs upon entering the front door you have double french doors that open to a designated office space filled with natural light. Past the office is the formal dining room for special dinners with family and friends. The open floorplan of the living room spilling into the kitchen is ideal for engaging with family while preparing for meals together. The kitchen has beautiful white on white finishes and has well designed ample cabinet storage. The living room is bright and cheery and just the right size to fit a large group or feel comfortable as a couple on the couch enjoying a movie together. On the second floor you have 4 spacious bedrooms including the large primary bedroom that overlooks the peaceful water view and woods to the rear. The primary bath has dual vanity sinks and an oversized closet that is big enough for any amount of clothing. This well maintained home has immense curb appeal and stands out as one of the prettiest on the street. For schools it does not get simpler! Whitesville Elementary is where it all starts. It's known for its warm, welcoming atmosphere and strong focus on both academics and personal development. Kids here get a great foundation in a supportive environment. As students move on to Berkeley Intermediate Middle School, they find plenty of opportunities to explore new interests, from robotics to leadership programs. It's a place where kids are encouraged to grow both inside and outside the classroom. Berkeley High School rounds out the experience with a strong mix of academics, career-focused programs, and extracurriculars. Whether a student is college-bound or looking to start a career right after graduation, they'll be well-prepared. The school even partners with local companies to give students hands-on experience before they graduate. Lindera Preserve in Cane Bay offers resort-style living with amenities like a neighborhood lap pool, splash pad, playground, dog park, and scenic walking trails. Residents also enjoy access to the nearby Cane Bay YMCA, featuring a gym, pool, and library. With parks, lakes, and a strong sense of community, it's a perfect spot for active, family-friendly living. Don't miss this rare opportunity to own a home on a premium pond view lot, with a gorgeous pool ready for summer, in one of the most desirable neighborhoods in all of Summerville.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.050% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,908 | $3,022 | $3,851 |
Total Monthly Payment | $3,000 | $3,114 | $3,943 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.