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Welcome to 9 Bogard St, #3. This charming single-family home is located the heart of downtown Charleston with an easy walking distance to dozens of popular restaurants, and shops. This 3 bedroom, 2. 5 bath home has historic charm, and feel of an old Charleston home but this home was built with efficient quality construction in 2005. Heart of pine floors throughout the home, built-in custom bookcases, and a cozy fireplace with an open floor plan. On the main level, you will find a charming kitchen with all updated appliances, dining area and a light-filled living room. A powder room is conveniently located on the first floor. Two spacious bedrooms, full bath and laundry area are located on the second floor. The top floor has a generously sized primary suite with an ensuite bathroomwhich has a beautiful tiled walk-in shower, glass doors and a double sink vanity. This 8-home community has multiple investor-owned homes and offers walkablity to so many desirable downtown location which include: half a block from Chubby Fish, Island Provisions, By The Way and D'Allesandro's Pizza and less than 1 mile from MUSC hospital, Roper St Francis Hospital and the College of Charleston, and upper King Street. Hampton Park is 1 mile from this home, Sullivan's Island is 9 miles away, and Charleston International Airport is 12 miles. Additional features include: HVAC new system installed in 2023, $5, 000 water pressure booster system added, All new high end appliances, All new hardware on the 1st floor, 1920's chandelier added, New Quartzite countertops in the kitchen and baths, Fully renovated both baths, Reinforced TV wall mount to hold up to a 250lbs TV, Custom speaker wiring in living room, Fireplace has a gas line but currently no gas logs in place, Custom bunk beds built, Shed added, New landscaping added to front of the home and a 1 car carport added (not permitted) and more. . . No flood insurance required. Common area maintained by HOA. Termite Bond in place.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $719,200 | $719,200 | $719,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.727% | 6.560% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,370 | $4,605 | $6,216 |
Total Monthly Payment | $4,462 | $4,697 | $6,308 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.