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Discover the charm of Lowcountry living beneath the canopy of grand oaks and Spanish moss in the sought-after community of The Ponds in Summerville, South Carolina. Built in the spring of 2022, this beautiful home offers five spacious bedrooms, three and a half bathrooms, and a flexible layout designed for modern living. The Elle floor plan blends comfort and function with open-concept living, a first-floor primary suite, and a flexible bonus room. Gorgeous wood flooring flows through the main living and dining areas, while the kitchen serves as the heart of the home with stainless steel appliances, a large center island, and a seamless connection to the living room that's perfect for entertaining. The first-floor owner's suite offers a private retreat with a large walk-in closet, dual vanity, garden tub, and walk-in shower. Upstairs, you will find four additional bedrooms, two full bathrooms, a bonus room that can be used as an office or media space, and a laundry room equipped with a Speed Queen washer and dryer. Step outside to your screened-in porch overlooking peaceful wooded views, creating the perfect backdrop for relaxing evenings. Living in The Ponds means access to an incredible array of amenities including a twenty-acre lake, a resort style pool, playgrounds, a historic farmhouse amenity center, an amphitheater, twenty-one miles of scenic trails, and over one thousand acres of preserved natural space. There is also a community fire station and the home is located in an X flood zone. Shopping, dining, and the Summerville YMCA are just minutes away.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Insurance Division:
$484,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $387,200 | $387,200 | $387,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,447 | $2,544 | $3,241 |
Total Monthly Payment | $2,522 | $2,619 | $3,316 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.