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Welcome to a timeless gem at 57 Main Street, Ridgefield, CT. This fabulous vintage Farmhouse Colonial has been completely renovated to the highest standards, blending sophistication with a casual, inviting vibe. The attention to detail is remarkable and features the latest design finishes and designer lighting. Nestled on a prime 1-acre level parcel, this home offers a highly desirable Main Street location, just a stroll away from downtown Ridgefield, CT's First Cultural Destination. Step inside to discover a superb new Chef's Kitchen, fully equipped and perfectly designed for daily life and entertaining alike. It features a central island, a wonderful butler's pantry, and a walk-in storage pantry. Enjoy meals in the charming dining area, relax by the fireplace in the beautifully appointed Living Room, or bask in the natural light pouring into the Family Room. The second level boasts a Primary Suite with a luxurious marble bath, oversized shower, soaking tub, radiant heated floors and side-by-side vanities, a relaxing lounge area + Dressing Rm w/direct Laundry access. An additional secondary Bedroom & stylish Bath complete this floor, while the third level offers a spacious Playroom, 2 large Bedrooms, a Full Bath + ample storage. The legal 1-BR Guest Cottage is the perfect retreat for long term or short term guests. This Cottage also features amazing studio/office flex space with vaulted ceiling for the perfect work from home space or an Artist's dream. Outside, the wrap-around porch is your gateway to enjoying this sought-after location, complemented by incredible gardens and open spaces. Town Water and Sewer. Close by is the shuttle to the Katonah Train Station. This home is a rare Gem. Don't miss your chance to live on one of the top Main Street locations in the country! Comprehensive list of renovation and improvements on file.
Type | Description | Dimensions | Level |
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Bedroom 1 | Hardwood Floor | 13.1 x 14.8 | Upper |
Bedroom 2 | Hardwood Floor | 13.1 x 13.1 | Upper |
Bedroom 3 | Hardwood Floor | 12.1 x 11.7 | Upper |
Bedroom 4 | Hardwood Floor | 13.1 x 14.5 | Upper |
Dining Room | Hardwood Floor | 13.6 x 18.2 | Main |
Family Room | Hardwood Floor | 13.7 x 15.1 | Main |
Kitchen | Built-In Hutch,Island,Pantry,Marble Floor | 13.9 x 15.2 | Main |
Living Room | Hardwood Floor | 14.1 x 15.6 | Main |
Primary BR Suite | Full Bath,Walk-In Closet,Hardwood Floor | 13.6 x 16.4 | Upper |
Rec/Play Room | Hardwood Floor | 13.1 x 22.0 | Upper |
Sun Room | Skylight,Hardwood Floor | 15.1 x 22.1 | Main |
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,920,000 | $1,920,000 | $1,920,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.614% | 6.727% | 6.309% |
Monthly Tax Payment | $2,339 | $2,339 | $2,339 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $10,902 | $12,294 | $16,332 |
Total Monthly Payment | $13,366 | $14,758 | $18,796 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.