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Here is a chance to purchase a beautiful Townhome in better than new condition! River Oaks Reserve consists of 50 residences on the edge of a forest. This gated community is surrounded by conservation but conveniently located to all necessities to make life easy. This 4 bedroom/2 1/2-bathroom home boosts upgraded appliances to go along with the 42" cabinets, upgraded fixtures and granite countertops. You will enjoy the kitchen island and spacious sitting area. The family room with an oversized slider leading out to the screen patio overlooking the nature's forest. These townhomes were built with privacy in mind. The huge owner's suite located on the first level has plenty of room. The attached large bathroom has a standalone shower along with a soaking tub, double sink vanity and granite countertop. The walk-in closet will give you that WOW feeling. The wood like floors and ceramic tile on the first level accent each other perfectly. Take the wood covered stairs to 3 bedrooms, a loft and a full bathroom on the second level. This split-level design gives you plenty of room downstairs and more than enough space upstairs for your family or guests. ALL windows in the home have beautiful PLANTATION SHUTTERS! With 2025 sq ft of living space this is one of the biggest townhomes in Oviedo. Please compare anything being constructed now and you will see the value. There is a 2-car garage with a paver driveway and nice coach lighting. The ROOF was replaced less than 2 years ago, NEW WATER HEATER, and the A/C is only 4 years old and has been maintained with a service plan. The first and second level were constructed with Block exterior wall. This home is move-in ready with newer components to make this better than new! The community is gated and has a pool and playground for your enjoyment. The location is close to highways and major employment centers include UCF only a few minutes away. Supermarkets, banks, drug stores and restaurants are literally in walking distance. These units do not come for sale to often so act now before it's too late.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$479,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $383,920 | $383,920 | $383,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.944% | 7.025% | 6.046% |
Monthly Tax Payment | $248 | $248 | $248 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,364 | $2,522 | $3,188 |
Total Monthly Payment | $2,687 | $2,845 | $3,511 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.