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Charm! Character! A home welcoming you with a creative touch ~ this one owner home has been loved and well maintained for over 50 years. The creativity is obvious in the family room addition with beamed wood cathedral ceiling, skylights, custom cabinets, and open floor plan ready to welcome friends and family. An oversized dining room just steps from the kitchen and a cozy eating area with an entrance to the sunroom with glass walls inviting the beautiful gardens, stonewalls, and deck into view. So private!! The first floor main bedroom is spacious and is just steps from an oversized bathroom and laundry. Upstairs to 2 bedrooms and another half bath. This home boasts so much curb appeal with flower gardens, flowering trees, an outdoor shower, a whole house generator and an oversized 2 car garage with a loft. The lower level is enormous and could easily be finished. The location is just minutes from shopping, restaurants, Route 3, and the Kingston train station. Come and feel the love!!
Type | Description | Level |
---|---|---|
Bedroom 2 | Closet, Flooring - Hardwood | Second |
Bedroom 3 | Closet, Flooring - Hardwood | Second |
Dining Room | Flooring - Hardwood, Wainscoting | First |
Kitchen | Ceiling Fan(s), Flooring - Hardwood, Dining Area, Open Floorplan, Recessed Lighting, Peninsula | First |
Master Bedroom | Ceiling Fan(s), Closet, Flooring - Hardwood | Main,First |
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Our Executive Mortgage Banker:
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$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $471 | $471 | $471 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,040 | $4,199 | $5,351 |
Total Monthly Payment | $4,603 | $4,762 | $5,914 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.