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Welcome to this spacious and beautifully maintained home located in one of the area's most desirable neighborhoods. Step inside to find gleaming hardwood floors throughout the first level, leading you through a warm and inviting layout. The heart of the home is the stunning, updated kitchen-designed with both beauty and functionality in mind. Featuring a large center island with seating, this space is perfect for casual breakfasts, meal prep, or gathering with friends and family. Modern cabinetry, sleek countertops, and stainless steel appliances complete the look, offering a chef-worthy space that's ready for entertaining or everyday cooking. Just off the kitchen, the dining room provides a charming setting for meals and special occasions. A beautiful fireplace adds warmth and ambiance, creating a cozy atmosphere that makes every dinner feel like a celebration. Gather in the cozy family room centered around the second fireplace, this warm and welcoming space is perfect for relaxing evenings. This home features four bedrooms, offering space and flexibility for every lifestyle. Each bedroom provides comfort, natural light, and ample closet space. The primary suite offers added privacy and its own ensuite bath and a walk in closet. Outside, enjoy the best of outdoor living with a spacious deck for BBQs, and a well-kept yard that offers room to relax or play. Located within walking distance to the local elementary school. Separate lower level storage under the family room is better than any backyard shed, it's 15x20. This second basement is perfect for storage of outdoor furniture or yard items. Unobtrusive solar panels are fully owned and there is no company or contract. The panels provide 100% of the electrical needs.
Type | Description | Dimensions | Level |
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Bedroom 1 | Ceiling Fan,Wall/Wall Carpet | 11.0 x 13.0 | Upper |
Bedroom 2 | Ceiling Fan,Wall/Wall Carpet | 11.0 x 10.0 | Upper |
Bedroom 3 | Ceiling Fan,Wall/Wall Carpet | 10.0 x 10.0 | Upper |
Dining Room | Fireplace,Sliders,Hardwood Floor | 13.0 x 16.0 | Main |
Family Room | Book Shelves,Ceiling Fan,Fireplace,Hardwood Floor | 14.0 x 21.0 | Main |
Full Bath | Tub w/Shower,Vinyl Floor | Upper | |
Half Bath | Tile Floor | Main | |
Kitchen | Remodeled,Granite Counters,Island,Hardwood Floor | 11.0 x 16.0 | Main |
Living Room | Vaulted Ceiling,Hardwood Floor | 12.0 x 20.0 | Main |
Office | Bay/Bow Window,Hardwood Floor | 10.0 x 13.0 | Main |
Primary Bath | Double-Sink,Full Bath,Stall Shower,Whirlpool Tub,Vinyl Floor | Upper | |
Primary Bedroom | Bedroom Suite,Walk-In Closet,Wall/Wall Carpet | 13.0 x 14.0 | Upper |
Rec/Play Room | Wall/Wall Carpet | 13.0 x 29.0 | Lower |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,920 | $479,920 | $479,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.050% | 6.152% |
Monthly Tax Payment | $810 | $810 | $810 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,033 | $3,153 | $4,018 |
Total Monthly Payment | $3,935 | $4,055 | $4,920 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.