There is comfortable living in this cozy well organized floorplan of this two-bedroom, two bathroom mobile home that looks like a ranch. It is in Palm Hill Country Club, a 55+ community where there are many opportunities to maintain an active life. Pools, spas, tennis, pickleball, shuffleboard, golf, and clubhouse activities make it impossible to remain a stranger for long. The well thought out one monthly fee, currently $473, includes essential services -water, sewer, trash removal, recycle collection, lawn care, cable, and internet. Step into the working kitchen. The smooth top range, overhead microwave, refrigerator and dishwasher are arranged for easy kitchen duty. Laminate floors through most of the home make clean up a breeze. Cabinet space, counter space, and an additional storage cabinet make a tidy kitchen possible. One side of the kitchen opens into the living room. Vaulted ceilings provide a wide-open feel. Furniture will stay with the home. The living room opens to a bonus 160 sq ft. Florida Room. On the other side of the kitchen a natural opening transitions to the dining room. The bedrooms are at the other end. The primary has a generous size wall closet and an ensuite bath with replaced shower and vanity. The hall bath also has an updated shower and vanity. The guest bedroom is across from the bath. Ceiling fans are placed to help distribute air. Walls are lightly painted throughout. The electric panel has been updated. The home has a carport with utility shed, a rubber roof done in 2010 and attractive lawn décor. It is a short walk to one of the community’s two clubhouses with pools and a spa. The reasonable list price includes a share of $35, 000. Here’s a chance to move into Palm Hill at a lower price. Please call for a quick appointment.
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $60,000 | $60,000 | $60,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.944% | 7.025% | 6.046% |
Monthly Tax Payment | $105 | $105 | $105 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $369 | $394 | $498 |
Total Monthly Payment | $549 | $574 | $678 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.