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One or more photo(s) has been virtually staged. Welcome to one of the most distinctive and rare waterfront properties in Punta Gorda Isles. Tucked away at the end of a quiet cul-de-sac, this private estate offers not just one, but two separate residences—a spacious main home and a charming cottage—situated on over half an acre of land. Built across two oversized tip lots, the property boasts 312 feet of city-maintained concrete seawall along intersecting canals, with direct boating access to Charlotte Harbor and the Gulf of Mexico in just five minutes. This is truly a waterfront dream location. The MAIN RESIDENCE features 3, 027 sq. ft. of living space with 5 rooms and 3. 5 bathrooms. The interior showcases a split-bedroom layout, with stunning canal views from nearly every room. Tile flooring runs throughout. The formal living room flows seamlessly into the dining area and an adjacent kitchen. The dining room opens onto a spacious deck through multiple sliding doors and includes a retractable awning. The kitchen is well-appointed with granite countertops, stainless steel appliances, a range hood, and built-in pantry. Beyond the dining room is a transition area that leads to the expansive family/entertainment room. It features wood-look porcelain tile and direct access to the pool and lanai, along with a convenient half bath that serves the pool area. This part of the home also includes several versatile rooms, including two large storage closets tucked within a former sauna space and a private solarium. The primary bedroom offers a built-in closet and a private bathroom with a walk-in shower. One guest bedroom includes a skylight, a built-in closet, and a full bath with a walk-in shower. Another guest room offers a built-in closet and a bathroom with a tub/shower combination. A third guest bedroom, which could also serve as an office, features a built-in closet and a large picture window. Outdoor area has an 8-foot deep heated Pebble Tec pool. Positioned between the main home and the cottage. The DETACHED COTTAGE, which has its own private entrance, is ideal for use as a guest house, in-law suite, or an income-producing rental. It offers 976 square feet of living space, has 1 bedroom and 2 bathrooms, including one located by the pool. Inside the Cottage, is a full kitchen with a refrigerator, stove, microwave, dishwasher, a living room, dining area, and a stackable washer and dryer located by the outside pool bath. Both residences have recent updates. NEW TILE ROOF in main house and cottage(2023)/Main House A/C(2023)/Main House Water Heater(2021)/Cottage water heater(2024)/Electrical outlet for Generator hookup(2021)/Electric Roller Shades in various rooms(2023)/Garbage Disposals Main House and Cottage(2024)/Supplemental A/C Units in Primary Room and Dining Room. This waterfront estate also includes two docks with water and electric, 2 A/C units in the main home, and 1 in the cottage. Partial hurricane protection is provided by impact windows in the living room, primary bedroom, and one guest room. Both the main house and the cottage are handicap accessible with grab bars in Primary bath and guest bathrooms. This home is also conveniently located within close proximity to famous Fishermen’s Village, the new Sunseeker Resort, major highways and airports, and just a few minutes to downtown Punta Gorda, where you can enjoy its unique restaurants, shopping, pickle ball, biking, and waterfront activities. Make your appointment to see this unique, one of a kind home!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $798,400 | $798,400 | $798,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.739% | 6.581% |
Monthly Tax Payment | $200 | $200 | $200 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,851 | $5,112 | $6,900 |
Total Monthly Payment | $5,143 | $5,404 | $7,192 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.