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Welcome to 9015 Spruce Creek Circle, a beautifully maintained Taylor Morrison home built in 2020. This energy-efficient gem features fully PAID OFF solar panels, offering significant savings on your electric bill! Inside you will find a spacious and light-filled layout perfect for both relaxing and entertaining. This home boasts 4 bedrooms, 3 and a half baths, a spacious loft, and a study/bonus room. The open concept kitchen offers granite countertops and stainless steel appliances, bar seating, and a convenient eat-in space ideal for casual dining or morning coffee. There is a separate dining area for more formal gatherings. From the living room, sliding glass doors lead to a large screened-in back patio, perfect for enjoying Florida evenings. The large owners suite is located on the main floor with duel walk-in custom built closets, a walk-in shower, and a large, jetted garden tub. Also located on the main floor is the laundry room and a spacious powder room. Once upstairs you are welcomed into the loft, off of the loft are french doors that lead you to the study which shares a bathroom with one of the bedrooms. On the other side of the loft area are the remaining two bedrooms separated by the third bathroom. Located in a quiet, gated community, residents enjoy access to a clubhouse, community swimming pool, and park— perfect for staying active, meeting neighbors, and making the most of Florida living. You’ll also love the convenience of nearby shopping, dining, schools, and easy access to major highways. Don’t miss your chance to own this move-in ready, eco-friendly home in one of Riverview’s most desirable neighborhoods!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$590,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $472,000 | $472,000 | $472,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $175 | $175 | $175 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,983 | $3,101 | $3,951 |
Total Monthly Payment | $3,250 | $3,368 | $4,218 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.