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664 HART LAKE DRIVE, Winter Haven, FL, 33884 | $640,000
Enjoy everyday luxury in this beautiful Mediterranean-inspired home tucked inside the private, gated community of Hart Lake Hills. Sitting lakefront on a spacious 0. 59-acre lot, this 4-bedroom, 3. 5-bath pool home with an office, has all the features you’ve been dreaming of — inside and out. From the moment you arrive, you’ll notice the paver driveway, side-entry garage, and lush, mature landscaping. Step inside to soaring ceilings, elegant crown molding, and tray ceilings throughout. The great room features rich wood floors and built-in spaces perfect for displaying art or personal touches. The heart of the home is the kitchen — complete with stone countertops, under-mount sink, stainless steel appliances, and plenty of cabinet space. A cozy breakfast nook with a mitered glass window offers stunning views of the lake. The home’s smart split-bedroom layout ensures privacy. The primary suite is a true retreat, featuring a spa-like bathroom with tiled walls, dual vanities, a jetted tub, rainfall shower-head, and a unique window from the shower looking into the tub area — one of the nice architectural details that set this home apart. Enjoy Florida living year-round with an upper lanai overlooking the lake and a grand paver staircase leading down to the pool area. The 22'x30' screened pool enclosure includes a heated pool with spa, a half bath, convenient outdoor shower and a 16'x22' area adjacent to the pool, completely screened with pavers. . . perfect for entertaining.
Additional highlights include:
• Spacious laundry room
• Side-entry 2-car garage
• Gated community
• 2'x2' beautiful tile flooring in various spaces
• Split bedroom plan
• Beautiful lake views from multiple rooms.
This home blends relaxed luxury with everyday comfort, perfect for entertaining or simply soaking in the peace and quiet of lakefront living. This exceptional property offers a harmonious blend of Mediterranean charm and contemporary amenities, providing a luxurious lakeside lifestyle in one of Winter Haven's most sought-after communities. Reach out for a private viewing today!
Features
- Rooms: 15
- Bedrooms: 4
- Baths: 3 full / 1 half
- Laundry: Inside, Laundry Room
- Year Built: 2006
- Garage: 2-car Garage Door Opener, Garage Faces Side, Ground Level
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 2,871
- Acreage: 0.59
- Est. Taxes: $7,155
- HOA Fee: $750 Annually
- Lot Desc: Landscaped
- Pool: Auto Cleaner, Gunite, In Ground, Screen Enclosure
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
- MLS#: L4952348
- Days on Market: 4 days
- Website: https://www.raveis.com
/prop/L4952348/664hartlakedrive_winterhaven_fl?source=qrflyer
Listing courtesy of HARPER REALTY FL, LLC Phone: 863-687-8020
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
664 HART LAKE DRIVE, Winter Haven, FL, 33884
$640,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $512,000 | $512,000 | $512,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.944% | 7.025% | 6.046% |
| Monthly Tax Payment | $596 | $596 | $596 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,152 | $3,363 | $4,252 |
| Total Monthly Payment | $3,840 | $4,051 | $4,940 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388