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Welcome to a home that blends everyday comfort with timeless charm—designed for living, relaxing, and connecting. From the moment you arrive, great curb appeal and low-maintenance landscaping set a welcoming tone. Inside, a spacious entryway leads you into a bright, open layout ideal for entertaining. The sunny kitchen features granite countertops, a breakfast bar, and abundant cabinets and prep space, opening beautifully into the dining area, so no one misses a moment of conversation. The family room features a cozy fireplace and sliders that open to a patio and the private backyard, creating a perfect indoor-outdoor flow. The living room, truly the heart of the home, boasts high ceilings and a bay window that fills the space with abundant morning and mid-day sunlight, ideal for hosting gatherings or simply relaxing. Upstairs, you’ll find spacious bedrooms, including a generous primary bedroom with convenient access to a full bathroom. Main floor laundry, ample basement storage, and thoughtful updates throughout add to the home’s practical appeal. Step outside to enjoy the privacy and tranquility of the fenced backyard, perfect for outdoor entertaining, al fresco dining, or quiet relaxation. Situated near Jericho Turnpike, Smithtown, Commack, Caleb Smith State Park, and Sunken Meadow Parkway, this home offers unbeatable convenience to shopping, dining, outdoor recreation, and major roadways. Come see how easily life can unfold, right here.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$749,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,200 | $599,200 | $599,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $1,194 | $1,194 | $1,194 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,787 | $3,936 | $5,016 |
Total Monthly Payment | $5,073 | $5,222 | $6,302 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.