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22 Sand Piper Drive offers a very flexible floorplan for those that want one-level living with plenty of space for guests. But, this condo also has a great layout for a large family. The kitchen was originally built with an upgrade package that included high quality cabinets, double ovens, a 5 burner gas cooktop, Corian counters, stainless appliances, and a counter to upper cabinet tile backsplash. The kitchen has an island with a breakfast bar and enough space for a small table, and opens up to the 15 x 17 Great Room that has a gas fireplace and vaulted two story ceiling. The first-floor primary suite has oak flooring, a double vanity, whirlpool tub, separate shower, and a 6 x 14 walk in closet. Upstairs there is a 16 x 18 family room, two more generous bedrooms, a full bath, a cedar closet, and a finished space off one of the bedrooms that could be a nursery or home office. There is a porch covering the front entry, and off the Great Room is a 10 x 14 private deck overlooking the woods. River Farms is a very active social community with a clubhouse that hosts almost daily activities and can be rented by residents for private events. Additionally, there is an inground pool, tennis & pickleball courts, a horseshoe pit, and bocce court. And this complex is directly across the street from Midville Golf Club.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $527,920 | $527,920 | $527,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.019% | 7.050% | 6.152% |
Monthly Tax Payment | $690 | $690 | $690 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,294 | $3,468 | $4,419 |
Total Monthly Payment | $4,076 | $4,250 | $5,201 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.