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Move right in! This beautifully updated Clairemont Model in the desirable Stonington community offers 2 bedrooms and 2. 5 baths. The spacious open floor plan features a living room and dining room with a cozy gas fireplace and stylish laminate flooring throughout the main floor. The eat-in kitchen boasts stainless steel appliances, a stainless steel farmhouse sink, pantry, granite countertops and entrance to the 1 car garage. Upstairs, you'll find a generously sized primary bedroom with vaulted ceilings, recess lighting, ceiling fan and a custom en-suite bath featuring a double sink. The second bedroom also has vaulted ceilings, recess lighting, ceiling fan and its own updated full bath. Conveniently located on the second floor is the washer and dryer behind a custom barn door. The home includes a partially finished basement, a charming covered porch, and a western-exposure Trex deck with retractable awning, perfect for relaxing outdoors. Located near the community's two tennis/pickleball courts, heated saltwater pool, and clubhouse with a gym, this condo also features thoughtful touches like doggie stations throughout the complex. Additional highlights include low taxes, no current assessments, a new roof (only 3 years old), and Verizon WiFi availability. Stonington is just minutes from the historic village of Port Jefferson, the Port Jefferson Ferry, and Stony Brook University. Don't miss this move-in ready gem!
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Our Executive Mortgage Banker:
Our Insurance Division:
$560,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $448,000 | $448,000 | $448,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $465 | $465 | $465 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,832 | $2,943 | $3,750 |
Total Monthly Payment | $3,389 | $3,500 | $4,307 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.