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This distinctive 1-bedroom bungalow offers a perfect blend of charm, thoughtful design, and natural beauty. Enter through a beveled glass door into a bright, open layout with a skylight, recessed lighting, and seamless laminate flooring. The living room with a large bow window flows into a cozy office area and a stylish kitchen featuring quartz countertops, breakfast bar, farmhouse sink, stainless appliances, and stacked laundry. The spacious bedroom includes a generous cedar closet. Outside, enjoy a composite deck and spacious yard for entertaining, a storage shed, and a paved driveway with space for four vehicles. The backyard is next to the Salem Town Forest with access to scenic hiking trails. Enjoy exclusive Shadow Lake beach access for swimming, kayaking, and fishing with a low annual fee. Tucked close to commuter routes, dining, and shopping—yet surrounded by nature—this serene retreat is ready to welcome you. Experience it in person—schedule your private tour today.
Type | Description | Dimensions | Level |
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Kitchen | Flooring - Laminate, Pantry, Countertops - Stone/Granite/Solid, Breakfast Bar / Nook, Dryer Hookup - Electric, Open Floorplan, Recessed Lighting, Stainless Steel Appliances, Washer Hookup | 8.0 x 11.0 | First |
Living Room | Flooring - Laminate, Window(s) - Bay/Bow/Box, Cable Hookup, Exterior Access, Open Floorplan | 15.0 x 11.0 | First |
Master Bedroom | Cedar Closet(s), Flooring - Laminate, Cable Hookup | 10.0 x 14.0 | First |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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Loan Amount | $256,000 | $256,000 | $256,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.050% | 6.152% |
Monthly Tax Payment | $364 | $364 | $364 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,618 | $1,682 | $2,143 |
Total Monthly Payment | $2,057 | $2,121 | $2,582 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.