2317 10TH STREET, St. Cloud, FL, 34769 | $325,000

Move-In Ready Charmer Near Downtown St. Cloud! This beautifully updated home is ready for you to move right in! Recent upgrades include a brand-new roof, Pergo flooring, stylish ceiling fans, modern light fixtures, and fresh interior & exterior paint. Enjoy privacy and comfort with new window blinds and a fully fenced yard featuring wood privacy fencing. The remodeled kitchen is a showstopper with butcher block countertops, a deep sink, and a full suite of new Samsung appliances. Both bathrooms have been upgraded with new vanities, sinks, and commodes for a fresh, modern feel. Located just minutes from historic downtown St. Cloud and the beautiful East Lake Tohopekaliga lakefront park, this home combines convenience, style, and comfort. Don’t miss your chance to own a turn-key property in a prime location! Seller may consider buyer concessions if made in an offer. Request must be made by the Buyer(s) in a written and signed contract offer and will be negotiated as part of the terms and conditions of an executed contract.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 1 full / 1 half
  • Laundry: Inside
  • Style: Ranch
  • Year Built: 1979
  • Garage: Converted Garage
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,336
  • Acreage: 0.17
  • Est. Taxes: $629
  • Lot Desc: City Lot
  • Elem. School: Lakeview Elem (K 5)
  • Middle School: St. Cloud Middle (6-8)
  • High School: St. Cloud High School
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: S5125451
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/S5125451/231710thstreet_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/29/2025 9:17:12 PM)

William Raveis Family of Services

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Pam MandelburgSales Associate

860.984.5886

Pam.Mandelburg@raveis.com

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Brianna TurgeonVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 2104486

860.625.5780

Brianna.Turgeon@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Diane PadelliInsurance Sales Director, William Raveis Insurance

203.444.0494

Diane.Padelli@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2317 10TH STREET, St. Cloud, FL, 34769

$325,000

Pam Mandelburg

Sales Associate

William Raveis Real Estate

Phone: 860.984.5886

Pam.Mandelburg@raveis.com

Brianna Turgeon

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 860.625.5780

Brianna.Turgeon@raveis.com

NMLS Mortgage Loan Originator ID 2104486

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $260,000 $260,000 $260,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.875% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.944% 7.025% 6.046%
Monthly Tax Payment $52 $52 $52
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,601 $1,708 $2,159
Total Monthly Payment $1,728 $1,835 $2,286

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.