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94 Vera Street, West Hartford, CT, 06119 | $509,000
Come visit this well-maintained Two-Family home featuring a two car garage, carport, two enclosed porches, and a large private back yard . The dry basement is in excellent condition, and has plenty of storage. This home has many double pane windows, extra insulation, and is heated by low maintenance, efficient gas boilers. This home was owner occupied for many years. Recently it has been a fully rented source of uninterrupted income. Owner has chosen to price the rents below market to locate and retain excellent tenants. Don't miss the third floor. It was originally built for living space, and is just begging to be restored to valuable space again. LOCATION: A pleasant walk down the hill will bring you to Whole Foods, and Blue Back Square. Along the way you will cross the Trout Brook trail - perfect for a morning jog, or a peaceful stroll. A short walk in the other direction brings you to the Quaker Diner, Hall's Market, Park Road Play House, J Renee Coffee, and the many shops and eateries in the Park Road neighborhood. West Hartford has been an excellent rental market for over twenty years, and this is not expected to change. You may live in this home while renting one unit or you may decide to add this property to your portfolio. Either decision would be an excellent to plan for the future. There are floor plans in the MLS documents if you wish to see dimensions for all three levels and the basement. Seller is providing access to the first floor apartment, the basement and the third floor on the first visit. Interested parties may set an appointment to come see the 2nd floor unit on a separate visit. Please be considerate of these excellent tenants.
Features
- Rooms: 10
- Bedrooms: 4
- Baths: 2 full
- Units: 2
- Laundry: Hook-Up In Unit 1
- Style: Units on different Floors
- Year Built: 1923
- Garage: 2-car Detached Garage,Other,Paved,Off Street Parking
- Heating: Hot Water
- Cooling: Window Unit
- Basement: Full,Unfinished,Shared Basement,Storage,Concrete Floor
- Above Grade Approx. Sq. Feet: 3,347
- Acreage: 0.19
- Est. Taxes: $11,908
- Lot Desc: Level Lot
- Elem. School: Braeburn
- Middle School: Sedgwick
- High School: Conard
- MLS#: 24086062
- Website: https://www.raveis.com
/prop/24086062/94verastreet_westhartford_ct?source=qrflyer
Listing courtesy of Vision Real Estate
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Paul AddamoVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 93047
860.990.2486
paul.addamo@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Heidi SummaRegional SVP Insurance Sales, William Raveis Insurance
860.919.8074
Heidi.Summa@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
94 Vera Street, West Hartford, CT, 06119
$509,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Paul Addamo
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.990.2486
paul.addamo@raveis.com
NMLS Mortgage Loan Originator ID 93047
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $407,200 | $407,200 | $407,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
| Monthly Tax Payment | $992 | $992 | $992 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,574 | $2,675 | $3,409 |
| Total Monthly Payment | $3,658 | $3,759 | $4,493 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524