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Welcome to this beautifully maintained 3-bedroom, 2-bath ranch nestled along a major road in North Scituate. Set on nearly 1. 5 acres, this home offers privacy, space, and thoughtful updates throughout. The layout features a sun-filled great room with vaulted ceilings and a striking stone fireplace, perfect for relaxing or entertaining. An eat-in kitchen serves as the heart of the home, featuring stainless steel appliances, granite countertops, and a seamless flow into the formal dining area. Bedrooms are generously sized with wall-to-wall carpeting and ample closet space. The main-level laundry is conveniently located in the guest bath. The unfinished basement is divided into two distinct, separate areas with a seperate fuse box, ready to be converted to suit your needs. Outside, enjoy a fabulous deck overlooking acres of unbuildable State land with mature trees and a fenced section, ideal for safeguarding pets and children. The oversized 2-car garage is insulated and has built-in drains and excellent storage. A walkout basement adds flexibility. Upgraded mechanicals and newer systems enhance this move-in-ready home in one of Scituate's most desirable areas. Additional features are outlined in the disclosures.
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William Raveis Real Estate
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $489 | $489 | $489 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,781 | $2,890 | $3,683 |
Total Monthly Payment | $3,362 | $3,471 | $4,264 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.