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Welcome to Creek View Ranch. This is the most immaculately kept 2 bedroom 2 bathroom ranch home, I have seen, in quite awhile. On a beautiful third of an acre near the heart of Jeffersonville, this tidy home is completely move in ready. A welcoming good sized primary bedroom w full en suite, and an additional bedroom of similar size, both with 2 windows and large closets awaits. The nicely sized attached single car garage boasts a high ceiling with an automatic door for inclimate weather and convenience. The fully plywooded attic is accessed using a normal staircase and runs the full length of the home, with windows on each end for venting and light. Offering easy access to heavenly storage and whatever other great uses you come up with! A nice large original eat in kitchen w newer electric range, refrigerator and microwave. Complete laundry set up is downstairs in the full, unfinished, spacious, clean, and dry basement housing all other fully functioning utilities as well. The beautiful stream in the backyard can be viewed from inside the home, as well as from the covered back porch, off the kitchen, which is west facing, offering beautiful sunsets for relaxing coffee, cocktails and cookouts. There is not much to criticize here and the great bones of this home offer's endless possibilities for a modern renovation, if desired, or simply making it your own. It is move in ready and has somehow maintained with grace, its 1951 original aura and charm. The neighborhood feels very welcoming and I sensed that the homeowners look out for one another. Jeffersonville is one of my favorite villages within a 60 mile radius offering amazing restaurants, entertainment, bakeries, organic markets and so much more. Peck's full service grocery is less than a mile away, right down the street. The Delaware River, Liberty, Callicoon, Callicoon Center, North Branch, Livingston Manor and Roscoe just a hop skip jump away! This is the perfect starter home or a retiree needing to downsize. This is also the best time of year to begin your next chapter. Available now!!!
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William Raveis Mortgage, LLC
Phone: 347.223.0992
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $227,200 | $227,200 | $227,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.944% | 7.025% | 6.046% |
Monthly Tax Payment | $202 | $202 | $202 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,399 | $1,493 | $1,887 |
Total Monthly Payment | $1,676 | $1,770 | $2,164 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.