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Located within the Oviedo, gated community of Aloma Woods, this three bedroom, two bathroom home is ready to welcome a new family! Lush, mature landscaping and two-car garage greet you upon approach to this well-maintained home. Walk through the front door into a home flooded with natural lighting that boasts vaulted ceiling, neutral paint, and laminate flooring throughout. The spacious family room opens into an fully remodeled kitchen, complete with 42" shaker cabinetry, Quartz countertops, stainless appliances, and tile backsplash. A peninsula/breakfast bar in the kitchen overlooks the large dining area, which offers sliding door access to the patio, making indoor/outdoor living a breeze. The master suite is located off the back of the home and offers vaulted ceiling, sliding door access to the patio, walk-in closet, and completely remodeled en-suite bathroom. The two secondary bedrooms and secondary bathroom are located off the front of the home, both offering large closets and ceiling fans and the bathroom having updated fixtures and vanity and a shower/tub combo. Out back, a covered patio overlooks a large yard that is backed by a pond, giving you a peaceful and serence space to unwind after a long day.
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Our Executive Mortgage Banker:
Our Insurance Division:
$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.944% | 7.025% | 6.046% |
Monthly Tax Payment | $394 | $394 | $394 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,217 | $2,365 | $2,989 |
Total Monthly Payment | $2,686 | $2,834 | $3,458 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.