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Welcome to your custom built gem at The Ridge, a gated community where luxury meets comfort. This Contemporary Cape Cod is located on a premier two acre lot with graceful landscaping. Inside, the vaulted foyer sets the expansive tone, opening up to a sunken living room bathed in natural light from a wall of windows. Picture hosting elegant dinners in the formal dining room, where tray ceilings and bay windows frame picturesque views. The bright, spacious kitchen is equipped with a Viking range, double oven, central island, and a large breakfast area that seamlessly transitions to a sun-drenched enclosed patio, perfect for gatherings that flow effortlessly from indoors to out. Unwind in the impressive vaulted family room, with a two-story fireplace and a spiral staircase leading to a lofted sitting area. This opens to a private office flooded with natural light and inspiring views. The primary bedroom suite features a gas fireplace, a cherry wood closet, and French doors to the patio. The primary bath is a sanctuary with travertine finishes, a jetted tub, and custom double-sink cabinets. Designed for flexibility, this home caters to every lifestyle with three additional first-floor bedrooms, two featuring en-suite baths, and one that can serve as a perfect second office. Upstairs rooms provide a welcoming retreat for visitors or serve as ideal nanny quarters, ensuring privacy and comfort for all. The oversized three-car garage and additional shed provide ample storage. The private backyard is bordered by stone walls and conveniently adjacent to the club house. The Ridge offers 24-hour security and access to miles of walking trails. The community club house, with its pool, tennis and basketball courts, playground, and expansive grass field, promises endless enjoyment. All of this is offered, while being conveniently close to downtown Westport and Fairfield.
Type | Description | Level |
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Bedroom 1 | Full Bath | Main |
Bedroom 2 | Full Bath | Main |
Bedroom 3 | Main | |
Bedroom 4 | Upper | |
Bedroom 5 | Upper | |
Eat-In Kitchen | Dining Area,Island,Pantry,Patio/Terrace | Main |
Formal Dining Room | Bay/Bow Window | Main |
Great Room | 2 Story Window(s),Vaulted Ceiling,Beams,Wet Bar,Fireplace | Main |
Living Room | Bay/Bow Window,Sunken,Hardwood Floor | Main |
Loft | Skylight | Upper |
Primary BR Suite | Gas Log Fireplace,Full Bath,Hydro-Tub,Walk-In Closet | Main |
Sun Room | Skylight | Main |
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,980,000 | $1,980,000 | $1,980,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.614% | 6.739% | 6.309% |
Monthly Tax Payment | $1,956 | $1,956 | $1,956 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $11,242 | $12,678 | $16,842 |
Total Monthly Payment | $13,323 | $14,759 | $18,923 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.